Spread, commission, overnight swaps, FX conversion and account fees — calculated from stored broker data and benchmark market data using VeriLots’ methodology.
CFDs and leveraged products involve significant risk. This page is not investment advice.
A broker’s advertised “typical” spread is a headline number. Around volatile macro events, the spread you actually trade against can move sharply away from it.
We quantify the real P&L drag per broker, per account.
We simulate your trading behavior across 200+ account types using verified disclosures.
Verified broker disclosures.
Daily audits of swaps, triple-swap days, and conversion margins.
Modeled to your trade size.
Holding period, account currency, and position size mapped to real fee schedules.
Ranked by estimated P&L impact.
Broker rankings are based on available verified data for the selected scenario. Commercial partnerships never change ranking order.
The true-cost stack
Headline spread is just the first layer
Spread + Commission form your direct cost; overnight swap, FX conversion and account fees compound on top to form the true cost the calculator estimates per broker and account. Illustrative structure — not live figures and not to scale.
Ranking independence: estimated cost impact determines order. Commercial partnerships never change ranking order.
A "zero spread" account is a marketing abstraction. Behind the curtain, brokers leverage structural complexities to capture margin where you least expect it.
We compute the exact impact of "Triple Swap" Wednesdays, preventing 300% cost spikes.
Don't pay an unadvertised 1% skim on your account currency conversions.
The trading world is saturated with affiliate sites that rank brokers based on who pays the highest kickback. We find that offensive. VeriLots was built by quantitative traders who believe data should be objective, verifiable, and free from marketing noise.
We audit the numbers so you can focus on the trade.
Our analyst team verifies broker fee schedules weekly. No automated scraping guesstimates.
Every calculation result provides a direct link to the broker's official legal disclosures. Absolute accountability.
Cost examples are framed with reviewed fee schedules, stored audit rows and validated historical timestamps.